Topic Archive

#OCC

13 Stories Found

Coins•Nov 9, 2026

Coinbase Wins Final OCC Approval: Why COIN Stock Remains Under Pressure

Key Highlights: Coinbase has obtained regulatory authorization for a National Trust Bank charter, enabling federal crypto custody and stablecoin management operations. The national trust status prohibits Coinbase from accepting retail deposits or issuing traditional commercial loans. Traditional banking advocates, including the Independent Community Bankers of America, are challenging the Office of the Comptroller of the ...

4 min readRead

Coins•Nov 9, 2026

Coinbase Joins Ripple as OCC Approves National Trust Bank Charter

Key Highlights: Major cryptocurrency firms, including Coinbase, Ripple, and Circle Internet Group, are integrating into federal banking oversight through Office of the Comptroller of the Currency (OCC) national trust bank charters. A series of preliminary and final clearances under President Donald Trump’s administration and the GENIUS Act have extended federal trust status across stablecoin management, ...

5 min readRead

Coins•Nov 4, 2026

Investor Protection and Custody to Drive US Crypto Oversight Under Democratic Congress, Executives Say

Key Highlights: Industry leaders warn that ongoing U.S. regulatory fragmentation risks driving capital and decentralized innovation to more predictable international jurisdictions. New regulatory milestones, including the implementation of the GENIUS Act alongside final OCC rules on January 18, 2027, will enforce strict licensing and reserve standards for payment stablecoin issuers. Despite historical fourth-quarter midterm drawdowns ...

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Coins•Oct 28, 2026

Ripple Announces $900 Million XRP Target

Key Highlights: Ripple has secured final approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish Ripple National Trust Bank under federal supervision. The market capitalization of the firm’s dollar-pegged stablecoin, $RLUSD, has risen past $2.6 billion, marking an increase of over 88 percent since the start of the year. Ripple’s ...

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Coins•Oct 28, 2026

Ripple XRP News: Brad Garlinghouse Celebrates OCC Charter as Bessent Teases CLARITY Act Solution at Swell

Key Highlights: Treasury Secretary Scott Bessent positioned digital assets as a cornerstone for maintaining US dollar dominance, framing stablecoins as a key funding driver for US Treasuries. Ripple announced major enterprise integrations, partnering with retail trading powerhouse Robinhood for settlement, prime brokerage, and treasury operations. Ripple secured final OCC approval for Ripple National Trust Bank, ...

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Coins•Oct 27, 2026

Ripple Announces Crucial Regulatory Approval in the US: What It Means for XRP

Key Highlights: Ripple has secured approval to establish Ripple National Trust Bank, allowing the firm to provide specific banking services under federal supervision. The new entity will act as a collateral trustee, oversee reserves for the U.S. dollar-pegged stablecoin $RLUSD, and offer digital asset custody for institutional clients. Issuance of $RLUSD remains under New York ...

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Coins•Oct 22, 2026

OCC Drops Proposed Affiliate Rewards Presumption While Keeping Stablecoin Yield Ban

Key Highlights: The Office of the Comptroller of the Currency (OCC) finalized its stablecoin framework under the $GENIUS Act, dropping a rigid presumption on linked reward structures in favor of a case-by-case factual assessment. Regulators rejected a de minimis safe harbor and confirmed that statutory yield prohibitions apply universally to both retail and institutional holders ...

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Coins•Oct 21, 2026

American Bankers Association Claims OCC’s GENIUS Rules ‘undermine’ US Congress

Key Highlights The Office of the Comptroller of the Currency (OCC) finalized rules concerning stablecoins ahead of the $GENIUS Act’s scheduled implementation in January 2027. Banking trade groups, including the American Bankers Association (ABA) and the Bank Policy Institute, warned that the omission of yield presumptions could cause deposit flight away from traditional lenders. Crypto ...

3 min readRead

Coins•Oct 7, 2026

Rain Seeks National Trust Bank Charter to Bypass Third-Party Banks

Key Highlights: Stablecoin payments platform Rain has submitted an application to the Office of the Comptroller of the Currency (OCC) for a national trust-bank charter. Operating as a New York subsidiary named Rain National Trust bank, the proposed entity plans to provide fiduciary digital asset and dollar custody, stablecoin reserve management, and institutional token issuance ...

4 min readRead

Coins•Oct 6, 2026

Rain Applies for US Trust Bank Charter to Issue Stablecoins Under GENIUS Act

Key Highlights: Stablecoin infrastructure firm Rain has filed an application with the OCC to form Rain National Trust Bank, a New York-headquartered national trust bank. Led by proposed CEO Brandon Soto, the entity would hold institutional assets in fiduciary custody and support dollar-backed stablecoin issuance under the $GENIUS Act without offering retail loans or taking ...

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Coins•Oct 5, 2026

Rain Applies for US Trust Bank Charter Days After OCC Sued Over Crypto Charters

Key Highlights: Firms like Rain and Modern Treasury are actively pursuing national trust bank charters to offer digital asset custody and fiduciary backing under federal oversight. The Independent Community Bankers of America (ICBA) has filed a lawsuit against the OCC and Comptroller Jonathan Gould, arguing the agency exceeded its authority by granting light-touch charters to ...

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Coins•Oct 5, 2026

Rain Applies for US Trust Bank Charter Days After OCC Sued Over Crypto Approvals

Key Highlights Firms like Rain and Modern Treasury are actively pursuing national trust bank charters from the Office of the Comptroller of the Currency (OCC) to provide federally regulated custody and fiat services. The Independent Community Bankers of America (ICBA) filed a federal lawsuit against the OCC and Comptroller Jonathan Gould, asserting the agency exceeded ...

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