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The Next Trillion-Dollar Currency May Not Be a Stablecoin—It May Not Even Have a Name Yet

AI agents may soon use a dedicated cryptocurrency or stablecoin to conduct autonomous financial transactions, according to executives from OKX Europe and Binance. “There...

AI agents may soon use a dedicated cryptocurrency or stablecoin to conduct autonomous financial transactions, according to executives from OKX Europe and Binance.

“There will be an AI currency coming,” said Erald Ghoos, CEO of OKX Europe, in a video interview. “This is not going to be fiat, for sure. It will be a stablecoin or some other crypto token, whatever this is going to be, that is going to be by far, by far the largest currency that this world has ever seen.”

Ghoos predicted the emergence of one “super currency” designed specifically for AI agents. “It could be a stablecoin, or it could be something else. Let’s see what works.”

Why AI agents may need crypto wallets

Siu agreed that AI agents will need crypto-based money rather than conventional bank accounts, potentially in the form of stablecoins. He said traditional banking is currently unsuitable because AI agents cannot open bank accounts and conventional payment systems require human identity verification.

“To make an agent truly autonomous, you need a way for them to use and own money,” he said. “A crypto wallet would seem the most obvious way. It’s going to be a long while before any bank opens a bank account for an AI agent. Crypto basically solves all of that. Crypto is the perfect machine banking system.”

Could AI agents use multiple tokens?

The executives differed on whether AI agents will eventually rely on one dominant currency. Siu does not necessarily expect a single settlement currency to take over. Instead, he said AI agents could transact across thousands of tokens without requiring their human owners to understand each one.

“The agent knows what to do,” he said. “The human never has to focus his attention on a thousand tokens.”

Evan Mercer

Penulis

Evan Mercer covers coins, digital assets and the market stories shaping everyday conversations about money. His work focuses on accessible explanations, useful context and the signals behind sudden moves.