Ripple wants 14% Swift market share for XRPL-but is the expression of intent to increase in the course?
- Ripple wants to have taken over 14% of the global Swift market share with XRPL by 2030 and then aims to turn his own turnover of 21 trillion bullar.
- The XRP course can increase to $ 11.90 to $ 23.81 if this goal is achieved, depending on the market demand.
On the Event XRP Ledger Apex 2025 In Singapore, Ripple CEO Garlinghouse explained that the XRP Ledger could cover 14% of global Swift liquidity within the next five years. Loud Garlinghouse is liquidity The key to taking over more market shares in International payment transactions.
Ripple strategy: Liquidity especially others
During his presentation, Garlinghouse said that the traditional Swift system consisted of two levels: transmission and liquidity. He pointed out that Swift dominated the area of news transmission, but was in control of capital traffic at the liquidity level. According to Garlinghouse, XRPL targets the liquidity level by using the blockchain to transmit values faster and cheaper.
BREAKING: CEO of @Ripple – Brad Garlinghouse says at APEX 2025 event: “XRP could capture 14% of SWIFT volume in just 5 years.”
THAT’S OVER $1,000 PER #XRP!
— JackTheRippler © (@RippleXrpie) June 11, 2025
How CNF reported At the beginning of the year there was speculation about a possible integration between Ripple and Swift, which were later rejected by the community. Garlinghouse made it clear that Ripple is not integrated into the Swift news transmission layer, but strives for the liquidity infrastructure that drives global value traffic. He said that if XRP drives the liquidity layer, it will have a great advantage in the financial system.
David Schwartz, CTO von Ripple, also admitted that the testing of transactions is a challenge, but said that the blockchain solution from Ripple was efficient and transparent. The company’s approach is to increase the transaction volume through benefits and not to increase through speculation. XRPL processes transactions within seconds in contrast to the Swift system that needs you to 5 working days.
Institutional acceptance and competitive advantage
Ripple wants to be the alternative to Swift’s slow and expensive processes. A Reddit user recently referred to the inefficiency of SWIFThin : He had to pay $ 150 for the transmission of $ 30,000 and wait several days for the settlement. XRP transactions are handled in a matter of seconds and with much lower fees. These cost and speed advantages Increase the interest of the institutions.
The XRP payment volume rose by 1,300 % to $ 4.11 billion. This shows the growing demand for the ripple solution for cross-border transactions. But despite the growing attractiveness of Ripple is SWIFT Still the dominant player with a global network. Ripple has to prove consistent scalability and reliability in order to receive a large proportion of the liquidity market.
In April 2025 Garlinghouse said that Swift’s liquidity layer was susceptible to disorders. A former Swift employee also confirmed that banks tested the compatibility of XRP with the Swift infrastructure. Although this does not mean formal cooperation, it shows that Ripple is gaining in importance in institutional circles.
XRP forecast: The effect of $ 21 trillion sales
Garlinghouse’s estimate that XRPL 14 % of the Swift market share will conquer corresponds to the processing of an annual volume of $ 21 trillion. According to a Forbes estimate From 2023, Swift moves around $ 150 trillion annually.
CNF recently reported on Chatgpt’s forecast that the XRP course depends more on the transaction pace than on the shortage of offer. XRP does not burn many tokens per transaction. It is more important how quickly token move through the system. If you assume an envelope rate of 30 times a year, the network would need a liquidity pool of around $ 700 billion to move $ 21 trillion.
With an all -round quantity of $ 58.81 billion tokens, this scenario implies a token price of around $ 11.90. If speculative demand and institutional participation Market capitalization of XRP increase 1.5 times the basic value letthe price could climb to $ 17.85, and in a doubling scenario XRP could reach $ 23.81.
XRP is currently rated $ 2.31 and is fourth in terms of Coinmarketcap with a market capitalization of $ 136 billion. This assessment is based on both speculative and usage -oriented demand. In order to achieve the forecast evaluation, XRP must remain an integral part of the XRPL operation and maintain its role as a bridge asset in liquidity transmissions.
The Chief Legal Officer von Ripple also spoke at the conference and pointed out the potential of the growth of tokenized assets. He forecast the emergence of hundreds of billions of tokenized assets shortly, which underpins Ripple’s strategy to use XRP as a fundamental level of infrastructure in global finance.
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