
Schwartz did not avoid criticism – on the contrary. He confirmed that many investors suffer financial damage from excessive expectations and that it is precisely such fantasies that are a problem.
Schwartz emphasized that the current XRP price represents an honest market assessment. From today’s perspective, the idea that XRP could reach the double-digit dollar range in the short term is unfounded. He criticized the fact that part of the community has been fixated on extreme price targets for years that are not realistic due to either liquidity or market opportunities.
This discrepancy between wishful thinking and real possibilities leads to inexperienced investors getting in when prices are high – and later selling at a loss.
The discussion comes at a phase in which XRP is already under pressure. The price recently slipped to a one-year low, accompanied by significant outflows from spot ETFs and a noticeable slowdown in institutional demand.
Many investors who have been waiting for the big breakout for years are reacting with frustration; And so Schwartz’s statements hit a nerve because they reveal the gap between a nonsensical expectation and reality.
The reactions are correspondingly polarized. Some influencers accuse Ripple of no longer believing in the long-term vision. Others welcome the open words and see them as a necessary step to objectify the discussion.
What is particularly well received is that Schwartz does not argue against XRP, but rather against it Myths that have formed around the token. His appeal is aimed at investors who are guided by extreme “forecasts” instead of analyzing soberly.

Schwartz’s warning is not an attack on the project, but rather an indication that inflated expectations do more long-term damage than any bear market. For many, his statement will be a wake-up call.
Anyone who invests in volatile assets needs realistic scenarios, reliable data and the willingness to put their own beliefs into perspective. XRP is and remains a significant player in the market – even without the fantasy valuations that have been fueled again and again for years.
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