Ripple had the best year in its history – not least thanks to $500 million from private investors
- After a strong year, Ripple attracted $500 million in debt capital thanks to strong demand and is now valued at around $40 billion.
- XRP and RLUSD are used for international transactions and provide the liquidity necessary for settlement.
Ripple has received $500 million in new investments, bringing its valuation to $40 billion. The company had the strongest year in its history. Fortress Investment Group and Citadel Securities led the round, coordinating several well-known financial investors.
The announcement comes after a recent $1 billion takeover offer at the same valuation. The company pointed to its performance over the year and steady demand across payments, custody, prime brokerage and stablecoin activities as reasons for the funding interest.
The funding update coincided with the company’s Swell 2025 meeting and signals continued interest from global market participants in the company’s progress and direction.
Ripple payments exceed $95 billion
Ripple said its payments division processed more than $95 billion in transaction volume. Large international companies use the service for faster processing and lower fees for cross-border transfers.
Liquidity in the payment network depends on XRP and Ripple’s stablecoin RLUSD. Both assets are used within the system to meet settlement and collateral needs. RLUSD has also received a regulated structure suitable for institutional use.
RLUSD has reached a market cap of $1 billion in less than a year after its release. Statements from the company indicate a growing acceptance among corporate finance departments for day-to-day security and account needs.
The expansion was also continued through company acquisitions. Six transactions have been completed in more than two years, including two valued at over $1 billion. The purchases strengthened capabilities in cash flows, treasury management and custody functions.
One of these acquisitions was Rail, which added new features to Ripple Payments. Another was GTreasury, which brought stablecoin-related infrastructure for enterprise customers. GTreasury manages trillions of dollars for large companies looking to integrate digital asset flows into their routine operations.
Prime brokerage also made progress. The acquisition of Hidden Road led to a relaunch under the name Ripple Prime. Customer collateral doubled and average daily transactions exceeded sixty million. According to company reports, the size has tripled since the purchase.
Ripple is buying back more than a quarter of its own shares
Ripple has repurchased more than 25% of the company’s outstanding shares in recent years. The company said the share buybacks helped provide liquidity to previous investors and employees while strengthening the current capital structure.
Ripple has more than seventy regulatory licenses in different regions. The company noted that operating with clear regulation allows access to financial corridors without relying on third-party intermediaries, improving the reliability of cross-border activities for corporate clients.
Brad Garlinghouse called the funding round “the icing on a mountain of good news.” He highlighted the year as one of expansion in market presence and business activity.
2025, without a doubt, has been an incredible year for @Rippleand a record year for crypto as a whole. Although we have a couple of months left, this announcement feels like the cherry on top of a mountain of good news:
Today we announced a $500M investment in Ripple, from… https://t.co/vuMAQfKo1n
— Brad Garlinghouse (@bgarlinghouse) November 5, 2025
Pantera Capital, Galaxy Digital, Brevan Howard and Marshall Wace also participated in the round. Garlinghouse described the investor group as long-term partners who understand digital assets in global finance. He explained that their participation is a sign of confidence in the direction of the institutional crypto infrastructure and the company’s ongoing strategy.
No Comments