More and more global players are testing XRP payment processes under the banks
- The institutional acceptance of XRP can redesign global finance – in a protracted reform, but the competition does not sleep.
- The now legally reliable status at the end of the sec./.ripple procedure in the USA promotes the further integration of XRP into international payments.
XRP and associated services have been tested as potential future applications by large banks since Kuerzem. This ensures comments from financial experts. Financial strategist Jake Claver, spoke up with considerations of how digital assets are accepted at an institutional level.
We’re watching major banks test #XRP for real-time payments right now. When half a trillion dollars in assets starts moving onto the #Xrplyou better pay attention. The skeptics were wrong. The revolution is happening right before our eyes. Watch closely or get left behind.
— Jake Claver, QFOP (@beyond_broke) March 26, 2025
Claver predicted that the XRP Ledger (XRPL) will manage transactions of more than $ 500 billion in the coming months. He did not name the names of involved institutions, but the discussions about the Futurefrom XRP triggered in the financial industry.
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Institutional acceptance and market reactions
Clavers statements indicate that leading banking institutions are currently examining XRP as an application for payment processing and billing. Ripple’s ongoing blockchain promotion phase reflects the company’s commitment to help financial institutions achieve cheaper cross-border payments at high speed.
The outdated interbank system Swift for processing processes could replace the outdated interbank system. But not everyone is convinced that in an answer to Clavers statement it says:
„There are 11,000 banks that use Swift. Ripple Has less than 100 … “
Several market observers say that The assumption of XRP was limited to the value of cryptocurrencies, since the market dynamics and the mood of the investors remained important factors. So far, the XRP inclusion has not caused any significant price movements. That is why some experts doubt the connection between practical use and market value stability.
Development of the regulation of Ripple financial products
The legal disputes between the Sec and Ripple around XRP have hindered its acceptance in the market. The legal dispute held over four years led to uncertainty of the financial institutions, which were actually interested in the use of Ripple services. Now the end of the procedure increases The prospect that XRP receives official permits worldwide that increase its acceptance in the banking sector.
According to Clavers optimistic statements about the future of XRP, some ask the question of whether the growth of the market value is driven solely by the increasing use of the tokens. The current discussion shows how market behavior is related to the real benefit and the regulatory system. XRP-based payment systems from large banks would cause worldwide system transformation, but the question of the immediate market advantages of this development is unanswered-so far.
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