JPMorgan uses Chainlink technology to combine traditional and defi world
- JP Morgan and Chainlink now enable direct interoperability between bank payment processes and tokenized assets.
- Chainlink connects Tradfi and Defi with safe DVP swaps without the bridges or stable coins.
JP Morgan has integrated the CHAINLINK Crisschain infrastructure into his platform Kinexys Digital Payments. This enables the owner -made assets to be used in real time via private and public blockchains. The pilot transaction, which includes the Tokenized Us Treasury (OUSG) from Ondo Finance worth $ 692 million, was safe and without delay. Die Runtime Environment (CRE) von Chainlink ensured the settlement.
Processing by chainlink-runtime
The test scenario stipulated that Ondo Finance Ousg-token, which represent assets secured by the US Ministry of Finance, blocks in the Ondo Chain test network. At the same time, the Kinexys digital Payments network from JP Morgan put a corresponding cash transaction in the queue of its approved Ledger.
The CRE von Chainlink, which acts as an off-chain coordinator, monitored the trust contract, verified the token lock and prompted to release the payment. After receiving the confirmation, the CRE authorized the release of the tokenized assets to the buyer.
"Providers like Chainlink play an important role because interoperability is not necessarily something a single institution can achieve by itself."@Nzaltsman of Kinexys by @jpmorgan joins Chainlink’s Future Is On series to discuss the institutional adoption of blockchain… pic.twitter.com/kAZzL2yXGZ
— Chainlink (@chainlink) June 17, 2025
The chainlink system Keep all assets in their own networks, which avoided a crosschain bridge or token wrapping. Only signed processing instructions were transferred, which ensured that the dollars remained on the payment rail of JP Morgan, and the securities on the public blockchain. This minimized the systemic risk and simplified adaptation to compliance.
Kinexys by JP Morgan, formerly known as JPM Coin, is a blockchain payment network for institutional customers. To date, a transaction volume of over $ 1.5 trillion has processed.
Chainlink’s CRE offers flexibility to support several asset chains and payment networks or even consolidate both areas in a single network if this is necessary on the basis of regulations.
The system can also be combined with existing infrastructures by converting Swift messages into smart contact instructions without human entries.
Application: bridging of institutional payments with tokenized assets
This demonstration marks a change in the interaction between digital and traditional finance. The pilot project used DVP in real time to handle a transaction with tokenized government bonds and Fiat currency.
Michael Anderson from Chainlink noted that the demo proves that providers can meet market standards with decentralized infrastructure. He added that the process reduces the settlement risk and improves liquidity without introducing new dependencies in custody.
Ondo Chain, the public blockchain involved in the test, is on real assets (RWAS) tailoredand was specially developed to support institutional operations.
The OUSG token is backed up in US state bonds with $ 692 million and offers an instrument with quality of resolution. This attempt confirms his role beyond the decentralized financial applications.
The importance of atomic DVP becomes clear in the context. The markets for tokenized assets now exceed $ 22 billion, but many are still dependent on manual coordination and delayed processing. The CRE from Chainlink Automates these steps by eliminating the processing overnight, bullet requirements and settlement intermediate accounts.
The study also shows how usual compliance and public-chain access can pass side by side in order to meet institutional and regulatory requirements.
Institutional effects and future applications
How From CNF reported the Kinexys-Chainlink-Ondo test transaction at Consensus 2025 was highlighted, where leading personalities discussed their effects on the programmable 24/7 financing.
The success of this pilot project could affect the way institutions process tokenized securities and pave the way for productive implementations with larger amounts in the course of this year.
If the CRE is accepted, it could support applications in which tokenized euros are exchanged with treasure instructions on Solana on a European ledger atomic without being instructed to stable coins or intermediate custody centers.
For JP Morgan, the test confirms that Kinexys can operate beyond private ledger and keep full compliance and control. For Chainlink The event expands its role of oracle services into financial middle goods that combine payment rails and public blockchain ecosystems.
The growing List of partnerships by chainlink the company is now positioning as a neutral infrastructure level for banks and blockchain developers alike.
It enables deterministic, safe interactions between different networks without the need for packaged ious or external bridges. The ability of the CRE to integrate both modern and legacy systems is suitable for broad institutional use.
The pilot project also strengthens the Ondo position as a compliant on-chain platform and shows that it is ready for settlement at an institutional level. It strengthens the benefits of its OUSG token beyond speculative usage and shows how public blockchains can fulfill regulated financial functions.
Industry observers will carefully observe the upcoming production pilots. These will test the frame on a large scale with real balance sheets and higher trading volumes. If it is successful, the way in which global financial system manages token -ized securities and payments manages to shape it could be redesigned without returning to old inefficiencies.
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