BTCLOAN Launches Global Marketplace for Bitcoin-Backed Loans
BTCLOAN has officially launched a global marketplace enabling cryptocurrency holders to access liquidity through loans backed by Bitcoin and other digital assets, without needing to sell their holdings. The platform aggregates offers from institutional lenders, giving borrowers the ability to compare terms and select the most suitable option.
Dynamic Loan-to-Value System and Borrower Risk Profiles
The platform offers standard loan-to-value (LTV) ratios ranging from 65% to 70%. BTCLOAN employs a dynamic LTV system that adjusts a borrower’s risk profile based on repayment history, on-chain activity, and the condition of collateral. Returning users with a positive repayment track record may qualify for improved loan terms.
Infrastructure and Security Features
BTCLOAN states its infrastructure incorporates verifiable custody, proof-of-reserves, and automated identity verification. The platform also delivers margin notifications via WhatsApp to keep borrowers informed in real time.
Supported Assets and Lending Partners
Loans can be issued in USD or USDT. Accepted collateral includes Bitcoin (BTC), Ethereum (ETH), XRP, Solana (SOL), and several other digital assets. The platform operates with a network of partners including Tether, Galaxy, Cantor, Arch Lending, Lendary Asia, Ant alpha, and Equities First.
