
The Bitget Wallet Card offers a no-fee model with a monthly spending limit of up to $400, which covers FX markups, refill fees and conversion spreads, which typically range from 1.5% to 7% on competing crypto cards.
Bitget Wallet’s mechanism automatically detects and refunds these fees, so billing closely follows Google’s real-time exchange rates. This directly addresses a long-standing problem for crypto users: Even when using stablecoins, everyday payments often incur obscure surcharges from card issuers or bank intermediaries.
By eliminating these friction points, Bitget Wallet offers one of the lowest total cost structures in the world while ensuring full user custody of assets.
„Our goal with this card is to make stablecoin payments truly seamless,”
said Jamie Elkaleh, CMO von Bitget Wallet.
“By eliminating fees and hidden markups worldwide, we are bringing stablecoins closer to the experience people expect from everyday digital money – fast, predictable and usable anywhere.”
Bitget Wallet positions the fee-free card as one component of a broader payment suite that includes crypto cards, QR payments, bank transfers, in-app purchases and wallet-native stablecoin transfers. The suite is designed to provide users with multiple payment options depending on regional infrastructure and use cases, while ensuring a consistent on-chain foundation.
The global use of stablecoins continues to increase in both retail and business transactions. According to the IMF, monthly stablecoin settlement volume exceeded $1.2 trillion in Q3 2025, with over 70% of transactions taking place in emerging markets where foreign exchange costs and bank fees remain high.
The Bitget Wallet Onchain Report also shows that 40% of global wallet users now use cryptocurrencies for payments, highlighting the shift towards stablecoins as a convenient means of payment for everyday expenses. As stablecoins increasingly function as a global digital dollar, demand is increasing for payment instruments that enable self-custody, support cross-border usage, and provide predictable, transparent costs.
The global release also introduces Bitget Wallet’s customizable card program, allowing communities, creators and brands to issue customized card designs for their audiences.
Users can create personalized virtual maps in minutes, while ecosystem partners can collaborate to release thematic maps that reflect their identities and memberships.
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