- The asset manager Aviva Investors, part of the British insurance group Aviva plc, has announced its strategic collaboration with Ripple.
- The aim of the cooperation is to tokenize selected fund products on the XRP ledger XRPL and thus complete Aviva’s entry into digital assets.
This is a remarkable step for the industry: Aviva Investors manages more than 240 billion British pounds and is one of the most influential financial managers in Europe. The DecisionChoosing the XRP Ledger as the technological basis is a sign of the newfound confidence in Ripple after the company’s positive outcome in the trial against the US Securities and Exchange Commission.
Tokenization as an efficiency booster for the fund market
The new cooperation is intended to convert traditional fund structures into digital, tokenized units. This should make processes such as issuing, trading, processing and reporting significantly more efficient.
Aviva Investors emphasizes that tokenization will reduce both costs and operational complexity in the long term. At the same time, they open up new opportunities for tailor-made products that can be structured more quickly and marketed globally. The first tokenized products are expected to be ready for the market as early as 2026, with Aviva initially wanting to offer them to selected institutional customers.
Why on XRPL?
The XRP Ledger has been considered one of the most stable public blockchains for years. It offers fast transaction confirmations, low fees, and an energy-efficient consensus mechanism without mining.
Ripple also highlights the built-in compliance, asset issuance and programmable rules capabilities that are critical for regulated financial products.
With over four billion transactions processed and more than 120 independent validators, Ripple sees XRPL as the ideal infrastructure for the next generation of tokenized real-world assets.
The partnership with Aviva Investors is intended to underpin this claim and attract other institutional players.
Signaling effect for the European financial industry
Aviva Investors’ decision has potentially far-reaching implications for the European fund market. While tokenization is already part of normal industry business in the USA and Asia, many European asset managers have so far acted cautiously.
The fact that a heavyweight like Aviva is now taking this step could be the starting signal for other European institutions. Ripple, in turn, is strengthening its position in Europe and expanding its strategy to establish real-world assets on XRPL.
For the European crypto industry, it could be the beginning of a wave of RWA tokenization.
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