Aave expands in the EU with MiCAR-compliant fee-free stablecoin transfers
- Aave has received regulatory approval to operate from the Central Bank of Ireland under the EU’s MiCAR framework.
- This allows the company to offer fee-free euro to stablecoin conversion services throughout the EU internal market of 450 million inhabitants.
Aave has taken a major leap forward in Europe by receiving approval under the European Union’s Crypto Assets Market Regulation (MiCAR). It was granted by the Central Bank of Ireland and now allows the DeFi company, which launched in 2017, to offer fee-free euro to stablecoin conversion services across the EU single market of 450 million people.
Under the auspices of its new Irish Aave subsidiary, Push Virtual Assets Ireland Limited, Aave will allow users to convert euros directly into GHO and other supported stablecoins without incurring transaction fees.
Europe is on that Away to greater regulatory oversight of stablecoins and digital assets. This easy-to-use on/off ramp will greatly increase the availability of on-chain liquidity.
Additionally, the integration of Push Virtual Assets into Aave’s ecosystem is groundbreaking in bridging traditional finance and decentralized liquidity pools as Europe moves toward enabling regulatory approval of digital assets and stablecoins.
Users will soon be able to link their bank accounts directly to Aave products, including loansLoans, Flash Loans and the GHO stablecoin to ensure a smooth transition from fiat to crypto while adhering to strict European consumer protection standards.
The founder of Aave took the opportunity to to insure said the regulatory leap marks a turning point for DeFi accessibility in Europe, as institutions and retail users highly prioritize regulated routes into the digital asset space.
After two years of hard work, we’re excited to announce that Aave Labs has received MiCAR authorization from the Central Bank of Ireland to operate a zero-fee on- and off-ramp for GHO and other stablecoins.
Accessing Aave will soon be seamless for everyday users, bringing DeFi… https://t.co/InQj352jVl
— Stani.eth (@StaniKulechov) November 13, 2025
Importantly, while Push serves as a regulated access point, the Aave protocol itself continues to function worldwide without geographical restrictions. This dual structure ensures that the protocol remains decentralized and permissionless, while the regulated subsidiary focuses on legal and compliant fiat access for European users.
The model is designed to provide transparency and trust as EU supervision of stablecoins escalates under MiCAR.
Aave’s choice of Ireland as its regulatory base reflects the country’s proactive stance in preparing for MiCAR supervision. Ireland has quickly become a preferred destination for crypto firms seeking clear guidance, and Aave’s approval makes it an exclusive group of projects already operating under direct regulatory control.
The company expects the integration of Push will accelerate adoption by providing a compliant entry point that seamlessly connects to Aave’s global liquidity pools, potentially serving as a template for future DeFi-To-Fiat models across Europe.
Meanwhile, the market has responded with increased attention to Aave’s native token, which is trading at $187 at press time after falling 12.61% in the last 24 hours. Despite that decline the momentum indicators point to a possible trend reversal. The weekly TD Sequential indicator has shown a buy signal of 9.
Historically, this status is associated with reversals after long-term downtrends. AAVE recently closed at $217 after weeks of decline, hitting its lowest level since early summer.
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