Ripple has expanded its XRP Ledger developer toolkit to support a new payments standard designed for artificial intelligence agents, broadening the options for machines to pay for data, computing power, and other digital services using cryptocurrency.
XRPL AI Starter Kit Adds Machine Payments Protocol Support
Version 1.1 of the XRPL AI Starter Kit now integrates the Machine Payments Protocol (MPP) and the Open Wallet Standard, according to a blog post from RippleX developers. The Open Wallet Standard enables software to manage wallets across multiple blockchains through a single, unified interface.
The update positions both XRP and RLUSD—Ripple’s dollar-pegged stablecoin—as native payment options for developers building AI-driven services.
RippleX Commits to Multi-Standard Strategy
“Our job is to make $XRP and $RLUSD first-class options wherever developers are building,” RippleX head of product Jazzi Cooper wrote on X.
Ripple previously added support for x402, a separate web payments standard, in June. By backing both MPP and x402, the company is pursuing a multi-standard approach rather than betting on a single protocol.
How MPP Enables AI Commerce
The Machine Payments Protocol, co-authored by payments giant Stripe and Tempo—a blockchain purpose-built for payments—gives AI agents a standardized way to transact autonomously. An AI agent, defined as software that executes tasks on a user’s behalf, can now request a resource, receive a price quote, authorize payment, and receive the requested service in a seamless flow.
Why This Matters for the Agent Economy
As developers build services that charge machines per request, those AI agents need a currency the seller accepts and the software rails to send it. Ripple’s latest move aims to ensure XRP and RLUSD are among the default choices for this emerging machine-to-machine economy.
